Transactional Funding
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Transactional Funding

Same-day funding to close both sides of your double closing — no cash out of pocket.

Same-Day FundingNo Money DownA-B-C Double ClosingsNo Credit Check
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Program Overview

How It Works

Transactional funding provides the short-term capital wholesalers and investors need to close the A-B leg of a double closing, immediately followed by the B-C sale to the end buyer. Funds are typically in place for hours or days, not months.

Because the loan is repaid the moment your B-C sale funds, underwriting is based on your contracted exit — not your credit profile or income — making it one of the fastest ways to fund a wholesale or assignment deal.

Ideal For

  • Wholesalers assigning or double-closing contracts
  • Investors who need proof of funds for an end buyer
  • Deals where the B-C sale is already under contract

Program Features

Up to 100% of the A-B purchase price funded
Funds available same-day in most cases
Typically repaid within 24 to 72 hours
No monthly payments or long-term interest
No credit check or income documentation required
Structured for simultaneous (double) closings

Borrower Requirements

A confirmed end buyer with a signed B-C contract
Title company or attorney coordinating the simultaneous closing
No minimum credit score required
No income or asset documentation required

Got Questions?

Transactional Funding FAQ

What is transactional funding?+
It's short-term capital used to fund the A-B purchase in a double closing, which is repaid immediately once the B-C sale to your end buyer funds — often the same day.
How fast can funds be available?+
In most cases funds can be wired to the title company or attorney the same day as your closing, as long as the B-C contract and closing details are confirmed in advance.
Do I need good credit to qualify?+
No. Transactional funding isn't underwritten on credit or income — approval is based on having a confirmed B-C exit in place.
What does transactional funding cost?+
Because funds are typically outstanding for only a day or two, cost is usually a flat fee rather than an ongoing interest rate — ask your loan officer for current pricing on your deal.

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Ready to fund your transactional funding deal?

Submit your details and get a custom loan quote — no tax returns or lengthy bank process required.

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