Fix & Flip Loans
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Fix & Flip Loans

Fund the purchase and renovation of your next flip — up to 100% of costs.

Up to 100% RehabUp to 75% ARV48-Hour ClosingsNo Appraisal Required
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Program Overview

How It Works

Our fix & flip loans are built for investors who buy, renovate, and resell (or refinance) residential and small multifamily properties. Financing is sized off the after-repair value (ARV) of the property, not just the purchase price — so your capital keeps pace with the upside you're creating.

We fund up to 100% of the acquisition cost and 100% of the rehab budget on qualifying deals, with construction draws reimbursed within 24 hours so your project never stalls waiting on cash.

Ideal For

  • Single-family and small multifamily flips
  • Investors adding value through cosmetic or structural renovation
  • Both first-time and experienced flippers

Program Features

Up to 100% of purchase price financed
Up to 100% of renovation/rehab costs financed
Loans sized up to 75% of after-repair value (ARV)
Close in as little as 48 hours from a complete file
24-hour draw reimbursements during construction
No appraisal required on most deals
Interest-only payments during the loan term
Terms from 6 to 18 months

Borrower Requirements

Minimum credit score ~680 (flexible based on deal strength)
No sourcing of liquidity required
Real estate investing experience NOT required
No recent major credit events (bankruptcy, foreclosure, etc.)

Got Questions?

Fix & Flip Loans FAQ

How much of my rehab budget can be financed?+
Up to 100% of your renovation budget can be financed on qualifying deals, in addition to up to 100% of the purchase price, sized off the property's after-repair value.
How fast are construction draws reimbursed?+
Draw requests are typically reimbursed within 24 hours of approval, so your contractors and timeline are never waiting on financing.
Do I need prior flipping experience?+
No. We fund investors at every experience level, from first-time flippers to seasoned rehabbers.
What's the typical loan term?+
Fix & flip loans typically run 6 to 18 months, with interest-only payments and flexibility to extend based on project needs.

Explore More

Other Loan Programs

Bridge

Short-term financing to bridge the gap between transactions — move on time-sensitive acquisitions, refinance, or reposition a property while you line up your long-term exit.

DSCR / Rental

Qualify based on the property's rental cash flow — not your personal income or tax returns. Built for buy-and-hold investors growing a rental portfolio.

Ground Up

Fund new-build projects from the lot to the finished home. Draw schedules keep pace with your build so your crews are never waiting on capital.

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Ready to fund your fix & flip deal?

Submit your details and get a custom loan quote — no tax returns or lengthy bank process required.

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